Medicare & Insurance Benefits and Billing

Medicare Covered Services

Medicare fully covers skilled home health services when they are ordered by a physician for qualifying
homebound patients. These services can include skilled nursing services and therapies, along with home
health aide and medical social worker services. There are no co-payments or deductibles.

In many cases, Medicare patients receive home health services after being discharged from a hospital or
rehabilitation center, or after some other change in their medical status such as surgery, injury, a new
diagnosis, or changes in their medication regimes.

Your United Nursing Services clinical director will coordinate your treatment plan and answer any
questions you have about Medicare-covered services.

Private Pay and Private Insurance

We accept direct payment for services from long-term care insurance companies, most worker’s
compensation carriers, private insurance and managed care companies, in addition to self-pay.
Although UNS is not always able to receive payment directly from PPO and HMO insurers,
we will file the claim for you to assist you in receiving reimbursement.

Our insurance department has years of experience working with third-party payers to help you maximize
your policy benefits while minimizing your out-of-pocket costs.

Our services are all-inclusive, and there is never a charge for an initial assessment, or associated services,
such as calls to family members, physicians and other caregivers. The only exception is mileage
reimbursement when taking patients to appointments or running errands. There is never an extra charge
or hidden fee.